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Addiction is a life-threatening disease, and without treatment, it tends to get worse progressively. Treatment programs, whether inpatient or outpatient, are needed to overcome addiction to drugs or alcohol. For a lot of people, the biggest thing holding them back from seeking treatment is a worry about how much it costs. In many instances, insurance will cover the costs.
Specifically, does United Healthcare cover drug rehab? In short, yes, depending on your plan, location, and where you plan to go to rehab. Cedar Oaks Wellness Center is a United Healthcare drug rehab, meaning we’re in-network with this insurer. Reach out to learn more about our inpatient drug rehab in Ohio.
There are so many individual factors that go into the costs of rehab. Things that influence the cost of addiction treatment include:
Most rehab facilities, including Cedar Oaks Wellness Center, have flexible payment options. As well as being in-network with major insurance companies, these can include payment plans and financing solutions.
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United Healthcare is also known as the UnitedHealth Group or UHC. It’s made up of two companies—UnitedHealthcare and Optum. Between these two companies, healthcare plans are available in every state and worldwide. United Healthcare provides coverage for tens of millions of Americans, while Optum integrates technology health services.
The specific plans that are available through UHC depend on the state and the tier of coverage that you choose as a policyholder but generally fall into one of three categories:
Cedar Oaks Wellness Center is in-network with UnitedHealthcare. If you have this coverage, choose a United Healthcare drug rehab because otherwise, your insurance may not cover as much of your treatment, if anything at all.
An in-network provider accepts your insurance and is a participating provider. That means that the facility or provider has worked out a contracted agreement with United Healthcare to deliver care at certain prices. This helps minimize costs for policyholders.
When providers join a network, they agree to accept the insurer-approved amount for their services.
If you go out-of-network, you’re responsible for paying the difference in whatever the approved amount is for your plan versus the full charge of the treatment center.
As a United Healthcare insurance drug rehab, we can help verify your coverage through the company and explain your benefits for addiction treatment and out-of-pocket costs.
Your recovery begins with a simple phone call. Call our admissions team at 1-866-902-2994 – we can take care of the rest so you can concentrate on healing.
Does United Healthcare cover drug rehab? In short, yes, but with some limitations.
Many plans from United Healthcare cover drug and alcohol addiction treatment services, but how much you pay out-of-pocket can vary depending on your policy and state of residence.
Most insurers will cover, to some extent, rehab and substance abuse treatment programs, and they may be required to. For example, U.S. parity laws require insurers to provide coverage for behavioral health (including rehab) similar to that for physical health conditions.
Plans purchased on the Marketplace must include rehab and addiction treatment services as essential covered benefits.
If you aren’t sure what your insurance plan will cover or want to learn more about the next steps, contact Cedar Oaks Wellness Center. We are a leading Ohio rehab facility offering evidence-based inpatient and outpatient programs.
Along with answering the broad question of “does United Healthcare cover drug rehab,” you might be wondering specifically what could be covered.
First, if your insurance covers rehab costs, it usually includes any addiction. Addictions that you might use your insurance to receive treatment for include:
There are different levels of care that you might participate in as you’re going through your treatment process. You follow a continuum of care if you go through multiple care levels.
Research shows that a continuum of care approach best supports long-term recovery and helps you gradually transition into your new daily life.
Some of the levels of care available at Cedar Oaks Wellness Center that United Healthcare may cover include:
All the above care levels are offered at Cedar Oaks Wellness Center. We are a Cincinnati rehab center with inpatient and outpatient programs.
If you don’t have insurance, or it won’t cover your rehab costs fully or partially, we can still help. Our team can work with you on flexible payment options to suit your needs to get the treatment you need and deserve.
Just like every person is different, so too is everyone’s journey of recovery. At our bipolar treatment center in Ohio, we realize this, and work with you to take the first step wherever you are on your journey.
As you consider the journey to recovery, Cedar Oaks Wellness Center stands ready to assist. United Healthcare coverage can often alleviate financial concerns, allowing you to focus on healing. Our comprehensive treatment options, tailored to your unique needs, are just a call away. Let us guide you through the process, helping you make informed decisions about your path to recovery. Reach out to us, and take that vital first step towards a healthier, addiction-free life.
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