Ohio drug and alcohol rehab

Paying for Treatment

Find out about payment options for our addiction treatment services.

We believe you can recover, for good

Does Insurance Pay For Drug Rehab?

Deciding it’s time to seek help for an addiction is already challenging enough; the last thing you need is to fret over how you’ll pay for it. It’s no secret that addiction care can be costly, especially for those who need long-term support. Luckily, most insurance providers can help you offset those costs. But does insurance pay for drug rehab in all cases, and if so, how much does insurance pay for drug rehab? The answer can vary from person to person. No matter what, though, there are likely financing options you can use to make the cost of care manageable.

Cedar Oaks Wellness is a mental health and addiction treatment facility offering a full continuum of care. We work with major insurance providers to help clients navigate their financial needs successfully. We’re here to help you discover how to make care affordable so you can focus on what matters most: healing.

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Does Insurance Pay for Rehab? Fast Facts

We have good news: most health insurance plans do cover the cost of rehab services for substance use and mental health disorders. However, your specific plan will determine how much of your substance abuse treatment is covered. Always check in with your insurance provider to gain insight into what your plan covers – and what it doesn’t. 

In most cases, 50% or more of your treatment costs can be covered by insurance. Although specifics will vary between plans, you can generally expect a wide range of programs to be covered, including:

  • Inpatient rehab
  • Outpatient rehab
  • Intensive outpatient programs
  • Detox services
  • Medication-assisted treatment
  • Mental health treatment and dual-diagnosis treatment
  • Ongoing outpatient care: therapy, counseling, etc.
  • Medication maintenance and management
How to Ask for Help

Our Innovative
Treatment Programs.

Explore how our Ohio drug & alcohol detox can help you quit abusing drugs & alcohol in a safe & comfortable environment.

Our residential inpatient program in Ohio is dedicated to offering you a safe space where you can find long-term recovery & healing.

Partial Hospitalization

If you are looking for a partial hospitalization program in Ohio, Cedar Oaks Wellness Center can help with our partial day program.

We offer evidence-based medication-assisted treatment options at our residential retreat in Ohio at Cedar Oaks Wellness Center.

We offer alumni who complete our program lifetime aftercare services as well as access to our alumni app, Cedar Oaks Cares.

If you are ready to take action, our caring admissions team is standing by 24 hours a day, 7 days a week ready to help.

We have helped hundreds
of clients recover.

We have helped hundreds of clients recover.

One of the best experiences in my life.

“I felt really welcomed and was surrounded by supportive people. They went out of their way to help me reach my goals. Always had answers to my questions and if they didn't they would give their best answers."


I Was Met with Respect & Love That Never Stopped

“We were in a beautiful serene environment where I felt safe and was given such individualized treatment. Everything from therapy, exercise, nutrition, music therapy, excursions to prepare you for the reality of going back home. Also importantly our security”


They Taught Me How to Live

“They taught me how to live and enjoy life again. I will forever be grateful to Cedar Oaks for everything they did for me. I couldn’t have done this without them.”

Save Your Life With a Single Phone Call...

Today is the Day To Get Help

Call 1-866-902-2994 to learn more about our holistic approach to addiction treatment, or fill out our online form. We strive to meet each of our clients where they’re at in their recovery.

What We Offer at Our Ohio Bipolar Treatment Center

Our Mental Health Treatment Programs.

Insurance plan tiers

How Much Does Insurance Pay for Drug Rehab?

Unfortunately, there is no one answer to this question. It all depends on your insurance plan. For most clients, insurance should cover most costs, but this may vary based on the kind of program you’re pursuing. It helps to understand which tier your insurance plan falls into – these tiers, as listed below, determine how much of the cost of care you’ll pay out-of-pocket. But they also influence how high your deductibles and monthly payments will be.

Gold – These plans come with lower monthly payments and out-of-pocket costs but a higher deductible. Gold plans pay for around 80% of covered rehab expenses.

Silver – These plans are typically seen as a middle ground. They offer moderate monthly payments, out-of-pocket costs, and deductibles. Silver plans pay for around 70% of rehab expenses.

Bronze – These plans have the lowest monthly rates but the highest out-of-pocket costs and deductibles. Bronze plans also come with the lowest level of coverage, paying for around 60% of treatment expenses.

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Detoxification * Residential Inpatient * Partial Hospitalization * Intensive Outpatient * Substance Abuse * Mental Health * Dual-Diagnosis *

Detoxification * Residential Inpatient * Partial Hospitalization * Intensive Outpatient * Substance Abuse * Mental Health * Dual-Diagnosis *

Your recovery begins with a simple phone call. Call our admissions team at 1-866-902-2994 – we can take care of the rest so you can concentrate on healing.

Payment Options

The Value of Seeking In-Network Care

Providers that are “in-network” have been added to an insurance company’s list of partner facilities. Think of being in-network as staying on your own team. It’s certainly possible to find and pursue treatment options that aren’t in-network, but those that are usually cost far less and come with fewer headaches. 

Insurance providers will cover a larger portion of expenses for in-network care and may cover a greater number of sessions or services. Likewise, providers employ some level of vetting when selecting approved facilities, which means you can trust that in-network options are held to high standards. In-network care is easier, means less paperwork, and won’t surprise you with many unexpected costs.


How Can I Pay for Drug Rehab Without Insurance?

Sometimes, it’s not possible to find the services or treatments you want in an in-network facility. Or, you may not have insurance that covers the treatment you need. Regardless of why you can’t count on insurance to cover rehab costs, there are some other options you can try out.

  • Financing: Many treatment centers provide financing options that allow you to pay the costs of care off in small increments once treatment ends. Others might offer payment plans or loans based on your needs.
  • Scholarships or Grants: Some facilities offer scholarships to help cover care costs. Some states do the same and may offer grants to those with addictions who need help paying for treatment.
  • Self-Payment: Paying out-of-pocket for your treatment services is always an option, especially if all else fails. Consider reaching out to friends and family for assistance or utilizing resources like crowdfunding to help offset some of the costs you pay. If you decide to self-pay, you’ll likely benefit from financing plans like those mentioned above.
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Count on Cedar Oaks Wellness for Care You Can Afford

At Cedar Oaks Wellness, we accept most major insurances to offer care to as many people as possible. If you’re not sure whether your provider covers our services, be sure to reach out to our team to learn more. Our goal is to make quality care accessible to those who need it most – we’re happy to help you find a solution that works for you.

Figuring out how to pay for treatment shouldn’t have to be a huge stressor or an obstacle. Our facility offers a full continuum of services so that no matter who you are or what your needs look like, we have something that can help. Take a look at some of our treatment programs to get a feel for what to expect.

This first step of treatment helps you quit using drugs and alcohol in a safe, controlled, and comfortable environment.

Clients reside at our facility round-the-clock to focus on finding long-term healing and building up valuable recovery skills.

Our PHP is a partial-day program that engages clients in established treatment activities during the day and allows them to return home at night.

Treating mental health needs and substance use disorders simultaneously is sometimes necessary. After all, overcoming addiction can be all but impossible if you don’t also address its root causes, and vice versa.

We know that the fight for recovery doesn’t end just because formal treatment has. Our sober living program offers aftercare support for clients as they navigate real-world challenges, achievements, and changes.

Your Health Insurance Can Help Cover the Costs Of Treatment

We Work With Most Insurance

Contact US TODAY

Does Insurance Pay for Drug Rehab? At Cedar Oaks, It Can

Whether insurance will pay for your drug rehab services ultimately depends on the plan you have and the care you seek. Fortunately, most insurance providers will cover mental health disorders, including substance use disorders. The treatment you need to heal and recover is considered a medical necessity, not a luxury. You deserve a chance to focus on your needs and build the confidence to help you thrive.

Cedar Oaks Wellness works with most major insurance providers to make quality addiction treatment accessible. To learn more about our program or whether your insurance will cover treatment, give us a call at 1-866-901-4853. Our team is also here to answer your questions or address any concerns. Visit our admissions page to gain more insight on what to expect.

We Are Here to Help You Recover.

Let Us Walk
Alongside You.

Just like every person is different, so too is everyone’s journey of recovery. At our bipolar treatment center in Ohio, we realize this, and work with you to take the first step wherever you are on your journey.

Trusted, Licensed & Accredited

Proof We Can Help.

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